Sup guys. Just letting you know what ended up happening.
I guess she was soo reluctant to do it because of a personal belief. She's not at all a slut. I guess the last time she had sex was over 2 years ago with her ex (and first), and she only kissed one dude since her ex (so shes not the type to go out every weekend to fill a void). Anyway, I guess it was a promise to herself to never go that far until 3 months, no matter how much she liked any guy (me).
Well, I guess I was closing in on 2 weeks when I posted this. She actually gave me a BJ while I sat on her washer and her roomate was 10ft away trying to get sleep...this happened probably within 5 days of this post, LOL. She kept me pretty happy with giving me head (and even attempting some other kinky shit, lol). But she didn't want to have sex.
I ended up waiting 2 months to f-close (she essentially met me halfway, since I'm good to wait a month). But i feel like it was worth it, because she was being good to me and was genuinely interested in me (and even my family...I took her to my b-day party). The night before my birthday (after meeting both my parents) I pretty much laid it out on the floor that, if she still finds that she cannot be fully intimate with me, even after introducing her to my family, then it probably wouldn't work to well. We then proceeded to have sex

On a side note, she explained bitterly to me in a small banter, a couple weeks later, that she "gave it up" because she knew I would leave her if she didn't...guess it shows that i had some pull in the relationship then, too.
Anyway, looking back, this pretty much demonstrated that she knew how to control her emotions and keep a level head during the most emotional of times. It also showed that she wanted to be very sure she can commit herself to me before she had sex with me. I suppose it also showed that she wanted to have control over me before she got too attached too me to do so (which I suppose I can understand).
Anyway, since then, the tables have definitely turned. For example, we've gotten in a pretty big argument while being away from her. I was ready to end it, but she called back and asked me not too, told me she cared, and made her jump through a couple hoops and got her to apologize for everything she pissed me off for.
I mean, as immature as this sounds, I guess it proves to me, at this time, that I have an equal amount or more of influence on the relationship.
I guess, now that I am pretty comfortable with everything, it should be smooth sailing with this chick a for at least a few more months (don't wanna have too much of an expectation, as I could see myself deviating if something all around better came along...I'd expect her to do the same as well).
I know its the internet, where its not too big of a deal, but thanks for all your help. I appreciate the smack to the back of my head I received from you guys.