How To Move Out of Your Parents House



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PostPosted: Mon Dec 09, 2013 8:10 pm 
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Awful advice.

Get a good degree, get onto a graduate scheme. Separate yourself from the rest.
How does a degree separate you from anyone? A college degree doesn't promise you shit. It doesn't make you any better than anyone. It just shows that you made it through 4 years of partying your ass off with out dying and learned some useless shit that will never be relevant in real life.
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Sure it's competitive and I don't have a job, but I have been offered a few sales jobs over the last week or so. At the time I wanted them, but then I realised it would be a waste to do something that anyone (even without a degree) could do.
It's actually something that most people CAN'T do. Most people don't have it in them to get out there and grind it out to make some money. They just want a job that they can sit in their office, check in, check out, work 9-5, go home, and be told what they are worth.
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Sales base wages don't rise. Most people are lucky to get over 30k per year. Get onto a graduate scheme which earns more than twice that after a few years. Simple. Don't let pickup dictate your life. Let yourself dictate it.
Sales wages don't rise unless you work harder. Anyone who is in sales and only makes 30k/year isn't a very good salesman... they are a clerk. They are an order taker. Not a salesman. Do some research on the Educational Industrial Complex and you will learn that paying 100k+ for a fucking piece of paper will just keep you enslaved to the education system and making less money than you are actually worth.
1) If you went to the best university in the world and studied the hardest degree then you are definitely above the rest. Anyone who works hard enough can do that, so why settle for a sales role?

2) Sales base wages don't rise. When you're in sales, most of what you earn is "commission". This will barely pay the rent. Meritocracy isn't worth it where there are better more guaranteed rates of pay.


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PostPosted: Mon Dec 09, 2013 8:31 pm 
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For those complaining that working sales for someone else doesn't pay enough... go into business for yourself! I work for myself and Im in sales and i make a hell of a lot more than I would make working for someone else.

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PostPosted: Mon Dec 09, 2013 8:50 pm 
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1) If you went to the best university in the world and studied the hardest degree then you are definitely above the rest. Anyone who works hard enough can do that, so why settle for a sales role?
How does that put anyone above the rest? Stop comparing yourself to other people. Just because someone was able to study a bunch of shit that doesn't have any relevance in the real world and pay for a piece of paper that says "You Made It!!" doesn't make them better than anyone else. If you ask me, that makes them a fool. The universities (especially in the U.S.) are the ones making a ton of money because people are told to think "You can't get by in this world unless you have a degree!" That's 100% not true. A degree doesn't make you money for the things you want and pay the bills.
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2) Sales base wages don't rise. When you're in sales, most of what you earn is "commission". This will barely pay the rent. Meritocracy isn't worth it where there are better more guaranteed rates of pay.
There is no limit to how much you can make in commission... what are you talking about? You want the guarantee... Life doesn't work like that. NOTHING is guaranteed. You can go get a degree at any school you want, get some job at a company that you don't mean shit to but they might pay you some money because of your degree, become a slave to that company for your paycheck, (a paycheck that will go towards paying off those student loans for that degree you wanted so badly) then... one day, they will drop you like you mean nothing.... OR you can learn how to make money for yourself and NEVER have to worry about money while living a life that you can actually enjoy.


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PostPosted: Tue Dec 10, 2013 10:27 am 
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1) If you went to the best university in the world and studied the hardest degree then you are definitely above the rest. Anyone who works hard enough can do that, so why settle for a sales role?
How does that put anyone above the rest? Stop comparing yourself to other people. Just because someone was able to study a bunch of shit that doesn't have any relevance in the real world and pay for a piece of paper that says "You Made It!!" doesn't make them better than anyone else. If you ask me, that makes them a fool. The universities (especially in the U.S.) are the ones making a ton of money because people are told to think "You can't get by in this world unless you have a degree!" That's 100% not true. A degree doesn't make you money for the things you want and pay the bills.
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2) Sales base wages don't rise. When you're in sales, most of what you earn is "commission". This will barely pay the rent. Meritocracy isn't worth it where there are better more guaranteed rates of pay.
There is no limit to how much you can make in commission... what are you talking about? You want the guarantee... Life doesn't work like that. NOTHING is guaranteed. You can go get a degree at any school you want, get some job at a company that you don't mean shit to but they might pay you some money because of your degree, become a slave to that company for your paycheck, (a paycheck that will go towards paying off those student loans for that degree you wanted so badly) then... one day, they will drop you like you mean nothing.... OR you can learn how to make money for yourself and NEVER have to worry about money while living a life that you can actually enjoy.
I don't like the fact that you call stuff you learn at college a bunch of shit that doesn't have any relevance in the real world. This might be true for some profession, but there are professions like IT, engineering where you need a degree to understand basics. In England where I live if you are a Chartered engineer for example (which requires a lot of education) Your salary will automatically be a lot higher.
Also the idea of the educational system make you a slave. Well some people just like to do what they do. Some people like to work in a lab, some people like to manage a big construction project, some like to develop software.
I agree with you that it's very beneficial to learn how to sell properly. I also agree that you can make a lot of money. However there is a limit of how much you can make on commission. And that is called competition. Because you will have them and there will be another guy who works just as hard as you do. I'm assuming now that you work for another company.
Please try not to think too black and white.
Also not everybody want to make 100k a year.


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PostPosted: Tue Dec 10, 2013 12:41 pm 
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Guys I think this post got misinterpreted a little,

the original post sounds like motivational advice to those IN NEED of motivation.

of course the YOLO mentality isn't something that is practical for most people, but for someone on the rocks not taking that next step, it can help immensely.

In this situation id call those the guys who have enough financial comfort from the parents, or have created enough stability themselves to move out and take that next step in life, and desire too, but haven't.

Plenty of men don't need to move out to grow or become "men", countries/cultures all over the world where men don't move out till they are married, if even then, its not a key in human evolution, and I don't think that's what OP meant.

clearly, committing irresponsible actions simply to gain motivation isn't a silver bullet. OP says hes from Chicago, as am I, if that's true then it should be dead obvious that simple motivation for financial success doesn't lead to financial gains,
I.e. the south and west side of Chicago, the ghetto, thousands of poor living in shit, fearful for their lives on a regular basis, , yet thats not changing anytime soon. Same applies universally , 3rd world nations don't become modern just because they have motivation too.

statically speaking on average staying home with the parents and finishing college is more economical/profitable for the individual vs moving out early and or not obtaining a degree. Always exceptions,

I would think this post is meant for those exceptions who need to get their ass going. The ones being little bitches too scared, ALWAYS playing it safe, who actually WANT to move out, and has the REASONABLE ABILITY , but aren't.

I don't think its meant as a serious philosophical stance on how to achieve monetary success...


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PostPosted: Tue Dec 10, 2013 3:22 pm 
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This is ridiculous.

Guys, if you want to move out, it just takes three things:

1. Create a budget. Find out how much bills are in your area, look at places where you want to live and get an idea of average rent.

2. Get a job (or two) where the monthly expenses don't exceed 80% of your income. You need money left over to save, go out, handle misc. expenses that pop up, so on and so forth.

3. While you're working at home, don't treat the money you make as disposable income. Once you get that job, spend as if that leftover 20% was all you had in terms of extra cash for booze, movies, clothes, etc. Save the rest, or better yet, save some and use the rest to pay down any significant bills you may have, like a car loan or credit card.

Whether it is a sales job or not does not matter.

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PostPosted: Tue Dec 10, 2013 9:50 pm 
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1) If you went to the best university in the world and studied the hardest degree then you are definitely above the rest. Anyone who works hard enough can do that, so why settle for a sales role?
How does that put anyone above the rest? Stop comparing yourself to other people. Just because someone was able to study a bunch of shit that doesn't have any relevance in the real world and pay for a piece of paper that says "You Made It!!" doesn't make them better than anyone else. If you ask me, that makes them a fool. The universities (especially in the U.S.) are the ones making a ton of money because people are told to think "You can't get by in this world unless you have a degree!" That's 100% not true. A degree doesn't make you money for the things you want and pay the bills.
Quote:
2) Sales base wages don't rise. When you're in sales, most of what you earn is "commission". This will barely pay the rent. Meritocracy isn't worth it where there are better more guaranteed rates of pay.
There is no limit to how much you can make in commission... what are you talking about? You want the guarantee... Life doesn't work like that. NOTHING is guaranteed. You can go get a degree at any school you want, get some job at a company that you don't mean shit to but they might pay you some money because of your degree, become a slave to that company for your paycheck, (a paycheck that will go towards paying off those student loans for that degree you wanted so badly) then... one day, they will drop you like you mean nothing.... OR you can learn how to make money for yourself and NEVER have to worry about money while living a life that you can actually enjoy.
1) Try a Physics degree from Oxford. Anyone who works hard enough can do that and it is in fact what puts you above other candidates everywhere.

2) You clearly misunderstand... I said that the base salary does not change. Although commission is limited, it is really hard to forecast what it will be. If you're as motivated as you are acting, then get a proper degree and get a job where you'll earn £80k/year + bonuses. I think that advice beats trying to make a living from sales without having any education. You'll always have a back up.


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PostPosted: Wed Dec 11, 2013 3:34 pm 
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I don't like the fact that you call stuff you learn at college a bunch of shit that doesn't have any relevance in the real world. This might be true for some profession, but there are professions like IT, engineering where you need a degree to understand basics.
You don't NEED a degree to learn something. I'll suggest something... take the money that you would spend on going to school, and use it towards studying the subject that you want to learn not being concerned about a piece of paper that says you've studied it. You will learn more.

I'll give you an example... Say you want to be a music producer...

Now, you could go to some school and pay ridiculous amounts of money to learn from some school and get your piece of paper that says you did it.

OR

You can take that money and pay a guy who owns a quality studio to learn from him.

I'd bet you anything that you will learn more from working with the guy hands on vs sitting there studying shit from a book. Real world experience is crucial to REALLY learning something.
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In England where I live if you are a Chartered engineer for example (which requires a lot of education) Your salary will automatically be a lot higher.
Also the idea of the educational system make you a slave. Well some people just like to do what they do. Some people like to work in a lab, some people like to manage a big construction project, some like to develop software.
You're right. Most people can't think for themselves... they want to be told what to do.

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I agree with you that it's very beneficial to learn how to sell properly. I also agree that you can make a lot of money. However there is a limit of how much you can make on commission. And that is called competition. Because you will have them and there will be another guy who works just as hard as you do. I'm assuming now that you work for another company.
You'd never make it in sales. Saying that "competition" is a reason you can't make money is just an excuse. There are always more customers (you have to go out and find them. It's called being proactive.) which means there is always more money. The more customers you have, the more money you make.

Even as a doctor... You can have all the degrees and qualifications you want... But if you don't know how to get customers to pay for your service, the degrees and qualifications really don't mean shit aside from the fact that you're good at taking tests and writing papers. Good for you.
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Please try not to think too black and white.
Also not everybody want to make 100k a year.
I don't think black and white. I look for all different types of opportunities.

Who ever says that they DON'T want to make anymore money already has enough of it... And if you hang out with people who already have a shit ton of money, it's still not enough. They want more.


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PostPosted: Wed Dec 11, 2013 3:43 pm 
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Also, for those of you who don't understand why I'm saying "get a bunch of bills for yourself"...

I'm actually reading a book right now called The Wolf of Wallstreet by a guy named Jordan Belfort who made 50 million dollars in one year by the age of 26. He's what I would call "more than qualified" to give advice to people who want to make money...

Here's a direct quote from the book....
Quote:
I want you to deal with all of your problems by becoming rich! I want you to attack your problems head-on! I want you to go out and start spending money right now. I want you to leverage yourself. I want you to back yourself into a corner. Give yourself no choice but to succeed. Let the consequences of failure become so dire and unthinkable that you'll have no choice but to do whatever it takes to succeed.

"And that is why I say: Act as if! Act as if you're a wealthy man, rich already, and then you'll surely become rich. Act as if you have unmatched confidence and then people will surely have confidence in you. Act as if you have unmatched experience and then people will follow you're advice. And act as if you are already a tremendous success, and as sure as I stand here today- you will become successful"
Hopefully that will shed some new light onto what I said....


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PostPosted: Wed Dec 11, 2013 5:17 pm 
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The "back yourself into a wall" thing remindes me of a General in the 1500's named Cortez. He led an a bunch of soldiers across the sea to attack his enemies. Once Cortez reached the shores he instructed his army to burn their own ships so that retreat wasn't an option. It was win or die which made his soldiers fight all the harder.

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PostPosted: Wed Dec 11, 2013 6:40 pm 
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so if you want to be a dermatologist you should skip school and study with another dermatologist??? that makes so much sense, cause i thought you had to know anatomy and biology, and even a little chemistry, but i guess i was wrong

something like a music producer and a mechanic or even a chef could and is something you should train to be without school but some people want to be a doctor or even a lawyer......

every lawyer has their won personality, which they get by studying under different teachers throughout school.....if a lawyer study's under one person he gets that personality and might result in being a bad lawyer.....except in the case of that gay guy (i forgot his name) but he was just a liar who faked everything anyway)

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PostPosted: Thu Dec 12, 2013 1:04 am 
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As someone who moved out of my dad's million dollar home to make something if myself at the ripe young age of 17. I can very easily side with majic in his advice. However, I feel that the plan he is proposing to many of you would do you very little justice long term. There is money to be made in sales. There is a life long career opportunity in sales. My father is a perfect example of it. He struggled his way through real estate till one day he owend his own firm. He then branched out into development and property investment. Sadly 2008 was the breaking point for his company after the housing bubble burst. But because sales is so universal he was able to step onto the floor selling cars. Over the last five years he has set many sales records and made a name for himself. He now is the general manager at one of the new dealerships they just opened. He certainly isn't living in a million dollar home anymore. He isn't making what he did when I was growing up. But he's doing well for himself considering. He is also 54 and doing the same thing magic is telling you to do. Working his ass off.

I grew up in high society. My step-father a big wig with one if the top computer hardware companies and my dad a real estate mogul. My brothers all went onto do great things. My closest brother is decorated Marine, and now runs a private equity firm. Another is a pharmacist and dables in B movies. He actually has won a few film festivals and my oldest brother is a country musician married to an air of one if the wealthiest families in america. I had big shoes to fill. But one thing that held true between all of us, we had to make ourselves. Non of us ever had anything given to us. My first vehicle was an old beat to crap dodge I bought at our school districts auction. I paid $900 for it. While our home owners association did everything in it's power to have the truck band from our neighborhood, it taught me to be humble and happy with what I earned.

Many of you are in school for good reason. The lad paying for college out of pocket, good for you! We need more people in this world like you, sir. But there is a major problem with our generation. That is the number of over educated and under skilled young people. There has been a push over the past 30-40 years to be a degree holder. It is not for everyone though. You guys with your liberal arts and criminal justice degrees. You are wasting your time. Go find a job where you will learn a skill. Skilled labor was once a respected way of life. For good reason too. There is money to be made in many different trades. And most often the job is rewarding as you have a tangible creation.

This subject really is too broad to sum uo in one post. It is also too different from one person to the next. But I will tell you this. If you will focus on a goal you will go farther. If you are stuck in life, go out, get your own place, struggle to find your way. But be smart about it. Do not go buy a new car with your new job (not that you would qualify, rightfully). Do not drown yourself in bills, ever! If you are in school full time. Don't try to make it with a 9-5 job too. You'll burn out. I have lost track of my real point in all this rambling. But I guess I will leave off with the greatest thing I have realized is not mone but memories. Do not strive to make more. Strive to do more. It is my biggest regret in my own life. I have spent the past, almost 10 years, building my businesses. Now I dream about closing the doors to do anything else. Some would say I have one of the greatest jobs in the world. But without the free time to make memories. It's quite a pointless lifestyle.

Written from my phone so sorry for any typos...


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PostPosted: Thu Dec 12, 2013 5:53 am 
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I think the idea everyone needs to realize is that everyone has potential to do something great and should not be forced to the norms of society. Going to college is a successful path and you can be just as or more successful not going. The original idea was to give motivation for lazy Mofos to get off their ass, start a life, and get out of their parents house. The discussion is now about if college is the right choice or not. It does not matter. Just do what you want to do and not what you are forced to do. You need to work to make yourself today and not rely on others to create YOUR life. This arguing is becoming pointless, everyone is arguing for the path they chose. It can work either direction.

Seriously guys this post was helpful advice. Why do you have to hate?

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PostPosted: Thu Dec 12, 2013 4:56 pm 
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My man HSP got it right above, haters gonna hate.

It`s unavoidable. Some of us are still waiting for that vid to come out, I`m sure we all can learn a thing or two out of it!


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PostPosted: Thu Jan 02, 2014 1:58 am 
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Not been on here for a few weeks, but just come across this thread. It's pretty bad reading for the most part from pretty much everyone! There's some good advice, some decent advice for people in specific scenarios, and then a lot of self rigtheous stuff with people getting on their high horse.

Majikal - a career isn't boring. I've chosen my career because I find it incredibly interesting. Like most jobs, sometimes I get annoyed with certain aspects, but I love what I do. Fortunately, I already make decent money at the age of 23 and have potential - in my career - to earn 6 figures a year quite comfortably. Yes, that's because I'm good at what I do, but there are a lot of people in many careers who are earning 6 (or even 7) figures a year.

Various others above - there is some confusion as to the use of "better than" it seems. If I've got a physics degree from Oxford (example used above), and I was going for a physics job against someone who has never even sat a physics exam in their life, then yes I am the better candidate. It doesn't mean I'm a better person.

For me, the whole thread is a bit depressing, in that most of it seems to be money driven. Personally, I would rather have an average wage and enjoy what I'm doing every day than earn loads and feel bored, depressed, or like I've sold my soul to the devil. I'm lucky - I got offered a few jobs when I came out of university. One was extremely high paying from the start, and I would have been a lot better off now financially than I currently am. However, both that offer and the job I'm currently in have got great earning potential. But I'd rather have a few years of average pay and work my way up in a career that I enjoy, than have gone for the bigger money straight away and not enjoyed it.

If you've got a passion to do something, and that something needs a degree - or you will be in a far better position to succeed with a degree - then go and get that degree. If you haven't got a passion for something, then don't spend loads just to get a degree. You can always go back and get a degree later if you find something which interests you. What I would also say is don't just get a degree for the sake of it. Look at other options. I know two people who wanted to go into journalism. One went to an average university to study journalism. The other went and got work experience straight out of school at age 18. They got a job at a small local paper, and worked their way up. By the time both were 21; the university one came out of uni and was unemployed for a year, couldn't get a job. He then eventually got a job at the same local paper as the other lad had done - but by this time, the other lad had already been offered a better paying job at a bigger regional paper. So sometimes experience is far more important than a degree. Other times it's not. Often you'll need both.

As for moving out - it's quite simple really. You need money to do it. Work out a balance, and see if you can match it. When I was at uni, I had worked part time for 2 years before I went, and carried on working part time whilst there, so lived out for 3 years. For my fourth and fifth year, I felt I needed to do more time studying and less time at my part time job - which meant I couldn't earn enough to rent. So I moved back in with my parents.

It's not rocket science. Everyone has different priorities. If you're working towards a career and need a degree, then if your degree costs so much you can't afford to live out, then don't live out - save up and move out when you can afford it. If you have just started a full time job (with or without a degree) and haven't yet saved up enough to move out, don't move out, save up and move out when you feel like it. If you've been living at home for 5 years, working full time and have 50k under your belt, then move out if you want to!

Basically, be sensible, do the maths, then figure a way to move out. Personally, I wanted to move out as soon as possible. But one of my best mates lived at home until he was 25, got engaged and only then moved into a house with his fiancee before they got married and were both earning a decent wage. Don't just move out because some guy on the internet says it will get you laid more. Likewise, don't just stay at home because you're used to the comfort of your Mum doing your cooking and cleaning.


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