Been talking to this girl for a few months. For different reasons, we are living together. We've been sexually active with each other since before we moved in together, but we haven't had sex in about a week. The friendship itself is great, and we cuddle a lot.

She lets me finger her and give her oral, but backs away when it comes to actually having sex. I know for a fact she loves it with me and wants it. Just seems like something is hindering her with me.

What do you guys think?

It sounds like you have had sex with her before.
Did you ask why she doesn't want it anymore? Seems more useful than asking it on a forum.

Who gives a shit, keep fingering her, bring her to the point of near orgasm then stop. Pull your dick out, put her hand on it around that time and she'll shove it deep inside of her.

Maybe his dick looked funny/sketch.

try dry fucking (with erection) when she is just in panties.
and dont settle for anything less than sex, just say a hand job, BJ etc feels childish.

field tested, works.

I Had this with an old friend, we had been having sex then it stopped and went to foreplay found out one night when she got really drunk and couldnt keep her mouth shut she had actually developed feelings for me so didnt want to just fuck as friends anymore, but didnt want to stop completely incase i went and found someone else....

women FFS lol !! needless to say after that i stopped completely unless she started it then i would reciprocate she didnt remember telling me a thing, and eventually with me not starting anything it drove her crazy and on night she started it, and half way through sat on my dick! ...the sex started again

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Never take a chance, in missing a chance....
Passed Mysterys 5 for 5 infield mPUA challenge, now looking into other games e.g. day, txt, online etc...
P.I.M.P.
Personality, Initiate, Maturity, Passion...

check the calendar...could be that time of the month. LOL