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Not sure how you guys think this is a case of the girl insisting on a relationship. Quite frankly the OP hasn't given us nearly enough details to conclude so. A big clue is that she wouldn't take her clothes off. It could be that she's insecure about her body for all we know.
Never concluded on anything, neither that she insisted on having a relationship, which she hasn't .
However, the whole "let's take things slow" mentality she seems to have, looks like some kind of "let's see if this guys sticks around even though we don't have sex" thing. The reason I instantly think that this might be it, is pure experience. I might be wrong, but that's why he needs to clarify what he wants out of the relationship.