Well if your curious why you didn't lose your virginity it's because of this right here:
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After a half hour I tell her I have a confession to make. I tell her I don't believe in one night stands. (I knew I had to come up with a reason why I'm not having sex with her and I really didn't feel like telling her I'm a virgin).
now..
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Now the whatever part. I have sex anxiety if that's even a word so I don't escalate any more.
is this the problem? Are you asking how to overcome this? IF your curious as to why you didn't get laid, well you pretty much told her you didn't want to have sex in the 1st quote.