Yeh, just from personal experience... my experience with a virgin, ended up having me in a relationship, and outta the game for 3 years
struck by one-itis i was 17 then 20 when the relationship ended. I'm 22 now... now, this is open for debate i think, because the whole "i'm saving it til mariage" thing maybe a bitch shield and, in your terms, going for gold, you may have to build a emotional connection beyond the normal. Like one that would lead on to a Long term relationship (which by the sounds is not what you're looking for, right?). You must also consider that the aim is to leave her better than before she met you, right? So to make her go against her morals, give up her virginity to you, so you can just shag her, and then eventually leave her, may cause a few emotional scars with her, and screw up any other chances that any other guy will have with her thus causing her to not find the guy she wants to lose her virginity to and become an old lady with cats as her only friends LOL (i i know it's an extreme extrapolation as to what could happen, but hopefully you understand the gist). It's like the whole pebble in a pond thing, causing a ripple effect.
On the other hand, what's her opinion on oral sex? Personally I find a good blow job is just as satisfying as sex, only i get a bit of a power trip behind it (i don't think i need to explain why, not an image worth imprinting on your feeble minds, who ever reads this post LOL)