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Your not insulting her, your just letting her know that she has flaws and that she is not perfect and that your not putting her on a peddestal like all the other AFC, good luck.
Its even simpler than that. Your false disqualifing yourself as a potential suitor, for two reasons. First, if shes hot, like all hot girls she'l think, wtf isn't this guy trying to win me over, otherwise she would just recognise you as another 'nice afc' and deal with you accordingly. Secondly, if she's with other people and almost guaranteed she is, a false disqualifier will disarm them, meaning they won't think you potentialy want her for sex.